Live the American Dream? #WakeUpAmerica

carlin

#WakeUpAmerica

Like many entrepreneurs, I have faced many challenges. They’re called opportunities. I’ve met most, failed many, but I’ve persevered. The American Dream is about opportunity. It’s not a given. You have to face your challenges, because you can live the American Dream.

Many Americans no longer believe in the American Dream. There is a hashtag, #WakeUpAmerica trending on Twitter. I hope it resonates with more Americans. To realize your dreams, you have to wake up to those dreams. You have to live them. You have to have hope, passion, trust in others, work smart, and never give up.

From Forbes, The American Dream? are quotes from many well-respected leaders of the free world. Pick a liberal, a conservative, a libertarian or an independent, and they will say what you want to hear. In large part, Americans are supposed to believe what they say.

Take Nancy Pelosi for instance. She says, “The American Dream is the hope for a better future with equal opportunity for all to participate in the prosperity and success of our great nation.” Sounds good! You would think her basic beliefs are aligned with most Americans. In reality, that’s not the case.

An Obama quote is absent from The American Dream Forbes article. I Googled “Barack Obama on the American Dream.” From a 2012 NPR interview he said, “I think the history of the United States, the reason we became an economic superpower is because, not always perfectly, not always consistently, but better than any other country on Earth, we were able to give opportunity to everybody,” he said. “That’s what the American dream was all about.”  Obama says, “Preserving that dream requires a balancing act between self-interest and community. Success is not an entitlement in his book. But neither is it a reward for individual effort alone.” Obama said it to get reelected but his words fell on the deaf ears of many small business owners, a.k.a., taxpayers.

My support for Obama died when he said:

There are a lot of wealthy, successful Americans who agree with me because they want to give something back. If you’ve been successful, you didn’t get there on your own. You didn’t get there on your own. I’m always struck by people who think, well, it must be because I was just so smart. There are a lot of smart people out there.  It must be because I worked harder than everybody else. Let me tell you something – there are a whole bunch of hardworking people out there. If you were successful, somebody along the line gave you some help. There was a great teacher somewhere in your life. Somebody helped to create this unbelievable American system that we have that allowed you to thrive. Somebody invested in roads and bridges. If you’ve got a business, you didn’t build that. Somebody else made that happen.

Bullshit! He’s talking about the celebrity elite, not the guy that is building a successful business from nothing. He’s right! They didn’t build America, small businesses built America!

In 2012, we again, elected a president who is so self-absorbed with issues like a bad Iran deal, Islamaphobiaclimate change, Obamacare, and gun control.As for gun control, I believe we are entering a new era of lone wolf terrorist attacks on innocent civilians. Americans will absolutely recoil from any future gun control legislation.

Many American’s disagree with the president on almost every major issue, like Russia’s new conquest, Syria.  This president has gone so far as to put those who have taken all the risks, at risk of losing everything we’ve built, like life, liberty, and the pursuit of happiness. American exceptionalism is driven by individual effort multiplied by millions of Americans and it won’t take a backseat to entitlement. So sorry Mr. President, you didn’t build that, and you can’t take that away, either. #WakeUpAmerica

Small Business Owners – Making Millions, of Jobs That Is…

Obama - Biden Entreprenever_edited-1President Obama, you coined the phrase “middle class economics” as one of your latest “camplaign” appeals.

I coined the phrase “Entreprenever” for you.

Mr. Obama, you have never been an entrepreneur.  You are successful beyond the imagination of most people’s dreams.  You are obviously a highly talented and intelligent person. You have a loving family.

You have a loyal and caring following… then here comes the but, at least not until, and unless, you are willing to walk in a small business owner’s shoes, you’re politics hurt small business owners.

I’m an entrepreneur.  I’m not a millionaire, but job growth is a constant in my business. There are a lot of small business entrepreneurs out there earning millions in taxable revenues for their small businesses, who aren’t millionaires.  They’re making jobs, not millions.  Why not millions of dollars? Too many regulations, too many taxes, too much big government getting in the way.

Small Business Owners make millions of jobs, not millions of dollars! That’s what I call “American Exceptionalism.”

Mr. President, if you truly want to help the middle class, help small businesses grow and hire more people.  They’re your middle class economy.  There are many up and coming millionaires that are making products, providing services and creating jobs.  They should be paying less taxes, NOT more, than they do today.

Small businesses want to invest their income in products, services and jobs, not squandered on meeting meaningless regulatory bureaucratic “make work.”  Call it unintended consequences, but I don’t think you really care, or you care more about bureaucratic jobs than you do about free enterprise jobs?  Free enterprise better defines “middle class economics” than big government any day!

Free enterprise defines middle class economics” better than big government any day!!

Small businesses that file their taxes as individuals need lower income tax rates, even at the top income brackets, so that we receive a fair return for the risk we take to grow our businesses.  In my case, growing a successful business from 1 to 40 FTEs required; cashing in all my savings, a second mortgage on the house, personal loans from friends and family, 12-14 hour days, no PTO or vacations for the first 10-12 years. The mortgage on my house was $100K when I bought the house.  Twenty-five years later after loans, it is still over $200K.  If I’m not successful, that will be my legacy to my children, not your children.

Before you insert your platitudes about every American giving their fair share, you’re too intelligent to believe our current entitlement society, including illegal immigrants choking our medical, educational and government resources, is fair to hard working legal US CITIZENS.

The failure rate for small businesses like my own is one success in five failures.  So where is your reward at the end of the tunnel?  Higher taxes.   You don’t care, but higher taxes on small business owners prevent further investment in their business,  reduces the chances of paying off outstanding loans and lost income due to lack of cash flow.

I didn’t have a 401K or savings account for over 10 years.  I don’t have a huge stock portfolio, a second home, fancy cars or take Alaskan cruises… well OK,  I did take an Alaskan cruise with my wife,  It was awesome!  Should I thank you Mr. President?  Higher taxes is how you, our President rewards hard work, ingenuity and innovation.  That’s why I coined the phrase for you, President Obama, Entreprenever.

Yes, I’ve seen the news stories about this small business and that small business, who obtained and SBA loan or some other government handout.  Good for them!  That’s great theater.  That’s great politics!  You’re the best!

I’m not going to get into the weeds on excessive regulation and the politics here.  There are plenty of people capable of doing so.  Of this I am certain.  You’ve never run a business, certainly not a small business, and certainly never had to put your life’s savings on the line for a small business.

Mr. Obama, you’re ticket’s already been punched.  You’ve already made millions.  You stand to make millions more.  Maybe you already have, so what’s my point?  My point is you can never say you are for the little guy, the small business owner, end of story.

For all the Rich and Famous liberals out there that make millions and billions, mind your own f$$$$n” business!! If you want to raise taxes on people, think about small business owners versus our government’s track record in making money.  You’re pretty good at it, why don’t you get it!!!

We’re $18 Trillion in debt.  You could let big government spend more money on the backs of hard-working small business people, as well as, their employees and their families.  You could push for lower taxes on small business owners or you could just put you money where your mouth is…

Send your contributions to:

Gifts to the United States
U.S. Department of the Treasury
Credit Accounting Branch
3700 East-West Highway, Room 622D
Hyattsville, MD 20782

Much obliged!

Sincerely,

The ideacapitalist

Small Business Owner

What Do Career Politicians, Professors and Community Organizers Have In Common?

I35W-Bridge-Collapse

I 35W Bridge Collapse – Cars rest on the collapsed portion of the I-35W Mississippi River bridge after the Aug. 1, 2007 collapse in which 13 people were killed and 145 were injured. America’s infrastructure has consistently beem rated poorly. U.S. Coast Guard photo

When it comes to politics, they think voters are stupid, don’t have time to question their lies, or don’t care!

Why else would career politician, Hillary Clinton, Professor Elizabeth Warren repeat, and community organizer a.k.a., Entreprenever and chief, Barack Obama’s well worn rhetoric, “If you’ve got a business, you didn’t build that. Somebody else made that happen.” referring to private businesses being dependent of big government.

We have a problem and it is a corrupt government and a complicit mainstream media.  Who has time to fact check all the lies we hear every day courtesy of the Obama administration and echoed by the media? Take as an example the huge waste in billions of stimulus dollars Obama spent as payback for getting him elected.

So how is it possible that big government can provide corporations and businesses with the vehicle to succeed? I decided to look on the popular website HowStuffWorks.com to see if they agreed with liberals. This is an excerpt: In 2009, Community Organizer and President Obama’s government spent a staggering $3.5 trillion dollars and raised $2.1 trillion in individual and corporate taxes — still leaving a budget deficit of more than a trillion dollars.

The Government doesn’t earn money!  “Government Funded”, “Government Subsidized”, “Government Money”, “Government Grant” … all mean “TAXPAYER FUNDED”, “TAXPAYER SUBSIDIZED”, “TAXPAYER MONEY”, or “TAXPAYER GRANT”. They’re all money from YOUR pocket.  Conclusion: The Government spends money!   Currently we are spending or speeding our way toward $18 trillion in debt.

In fact, 55% of all tax dollars come from small business that are spent on government programs, including infrastructure, roads and bridges.  When a small business person fills up at the pump, on average, we pay almost 50 cents per gallon to the government for taxes on gasoline, approximately 13 cents on every dollar.   Add toll roads to the equation and in many parts of the country the cost to taxpayers for infrastructure goes up.

you didn't build that

You didn’t build that. Somebody else made that happen.” video. Click on image to hear video.

elizabeth Warren

Elizabeth Warren’s “You didn’t build that.” video. Click on image to hear video.

hillary clinton

Hillary Clinton: Corporations and Businesses Don’t Create Jobs. Click on image to hear video.

“To say what he (Obama) said is to say that Steve Jobs didn’t build Apple Computer or that Bill Gates didn’t build Microsoft or that Henry Ford didn’t build Ford Motor Company or that Ray Kroc didn’t build McDonald’s or that Papa John’s didn’t build Papa John’s Pizza. This is the height of foolishness. It shows how out of touch he is with the character of America. It’s one more reason his policies have failed. It’s one more reason why we have to replace him in November.”  Mitt Romney.

Even the Washington Post gave the “You didn’t build that…” liberal nonsense credence, giving him 3 Pinocchio’s.

Here’s what Charles Krauthammer had to say, “The argument between left and right is about what you do beyond infrastructure. It’s about transfer payments and redistributionist taxation, about geometrically expanding entitlements, about tax breaks and subsidies to induce actions pleasing to central planners. It’s about free contraceptives for privileged students and welfare without work — the latest Obama entitlement-by-decree that would fatally undermine the great bipartisan welfare reform of 1996. It’s about endless government handouts that, ironically, are crowding out necessary spending on, yes, infrastructure.”

Professor Elizabeth Warren has never worked in the private sector.  She is my favorite definition of a politician, unemployed and unemployable.  What she fails to say is businesses pay the lion share of the taxes so everyone in this country can enjoy our roads and bridges, including Elizabeth Warren with her progressive anti-business rhetoric.

Enter career politician Hillary Clinton.  There is and there will be hundreds of thousands, if not millions of interviews, videos, news articles, and blogs, written about Clinton, but most assuredly the one she is going to have to walk back more often than most, is this video above about federally mandated minimum wage jobs, and about businesses and technology not being the engine of the US economy and jobs.

After all, The Race Against The Machines has already been lost.  There will be no minimum wage jobs in the future.  People who know how to use a caulk gun will be highly paid by those who do can’t pound a nail.

My prediction is that Hillary Clinton will be pounded back into the stone age by 2016. There will be a 3rd generation POTUS in 2016, like US Senator Marco Rubio, who knows how to use a smartphone. More on this when somebody is ready to listen.

You Didn't build taht

Schnitt Show “we built this business” You Didn’t Build That Business Obama Parody – Click on Image

Liberals Die When They Want To…

162Zeke says, “Time to go!”  I’ve now been educated that liberals die when they want to, or in fact, they need to, in order to make Obamacare less of a disaster.  Liberals mandate when it’s time to die.  Whereas conservatives die when they have to and not when its convenient.

I’m one of them.  A conservative.  I’m 62 (now 65).  It may be convenient for liberals like you, Zeke Emanuel to die when you want to, but conservatives don’t have that luxury .  After all, somebody has to pick up the tab.  We don’t get to choose when to die.  There’s this thing called family.

I have a family.  A wife who’s retired and 2 grown children just getting started in their careers.  My wife needs a husband who can spend more time with her.

My two girls are just getting started in their families and in their careers.  Did anyone tell you Zeke, kids are getting married in their 30s and 40s, not in their 20’s?  Did anyone tell you, they’re having kids in their 30s and 40’s not in their 20’s?  Who are these kids going to call Grampa, if I cash in my chips, toes up at age 75?

My wife has been waiting over 40 years for me to retire.  She has worked in the school system and done the lion share to raise my children throughout their formative years.  We didn’t even start taking vacations until the girls were in high school.  What am I going say to my wife when I’ve finally paid off the mortgage, sold my business and our kids are popping out babies, snot-nosed kids that we can spoil at age 75?  “Sorry honey, Zeke says, time to go.”  Really?!

The Zekemobile

If I retire from my business at 68-70 years of age, I get to enjoy 5 yrs. in retirement?  My wife and I could spend time with our daughters, their children, and would have maybe 5-7 years to see the world or at least a little more than the backyard??!

That’s when I had an idea!  Like in Back to the FutureI could build a time machine like the DeLorean DMC-12 only in an 8 passenger family and friends van to escape from Zeke and Obamacare.

My Mom would have a heart attack if I told her I was going to die at 75 years of age.  She would only be 98!  It would be too much of a shock to her system.  How can I ask her to pass up an opportunity at age 100, to be mentioned by Willard Scott on the Today Show?!

I run a successful small business. I am employ over 35 (now 45) people.  I take pride in helping them and their families.  They’re my extended family.  One of our very own extended families had a baby today, 8 lbs. 10 oz.  That baby will be 29 yrs. old Zeke, a young adult with a new family and hopefully a burgeoning career, when his own Dad is supposed to die.

I gave my Dad’s eulogy when I had turned 60.  I had 30 more years today to be with and learn from my Dad, Zeke, than you would ask of one of my own employee’s son’s to share with his Dad?!

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Jonestown Massacre 918 Died

Most of my friends are my age or older, so who would I hangout with?  I guess when that time comes in 10-15 years we could throw a Jimmy Jones Jonestown party and all drink the Kool-Aid Zeke Emanuel is selling?

Frankly Zeke, you’re a joke and you make me sick.  You’re an Obamacare zealot?  You’re just in it for the money.  You don’t care about anyone but yourself and your lord and savior, Obama, so I’m not going to rollover and die for you.

On the other hand, if liberals, like you, Zeke, want to die at 75 yrs. of age, that’s OK.  It just sounds like another liberal born entitlement to me.

One that I can live with…

Uber – Sign of the Times, Ride Sharing Boosts the Economy

DeLorean time machine provided by Uber

DeLorean time machine provided by Uber

Ride Sharing Boosts the Economy Letter to the Editor – Tampa Bay Times – Small businesses are the engine of our economy. They create jobs, generate revenue, and embody the spirit of innovation and entrepreneurship in cities across the country. And that holds true right here in Tampa where small business plays a vital role in our future success and driving the city forward. Our transportation ecosystem—which is in serious need of improvement—is one example where innovation and entrepreneurs can have a real impact on bringing about positive change and greater options for consumers. Competition in the marketplace results in better products and services, lower costs, and more choice. We should embrace competition and new ride sharing services like uberX that expand transportation alternatives, offering safer, more reliable and affordable ways to get around town. More and better choices for consumers is a win for the city. Beyond the clear benefits to riders, Uber is also contributing to the local economy by providing new and greater opportunities for residents to start their own business, make a living, and pump money back into the market. Uber gives Tampa residents one more opportunity to leverage technology to be entrepreneurial, build a career and increase earning potential. The company is already creating 20,000 new driver jobs every month—we should welcome opportunity like that and offer the people of Tampa one more way to earn a living. The New Yorker – Just a couple of weeks ago, Uber (which also runs services allowing you to book livery cars and cabs) disclosed that it had raised more than a quarter of a billion dollars in venture-capital funding, most of it from Google. The flood of new money into all these new businesses feels like a mini-bubble in the making. But beneath all the hype is a sensible idea: there are a lot of slack resources in the economy. Assets sit idle—the average car is driven just an hour a day—and workers have time and skills that go unused. If you can connect the people who have the assets to people who are willing to pay to rent them, you reduce waste and end up with a more efficient system. James Surowiecki, a staff writer at The New Yorker goes on to write, “If these companies become more established, they’ll have to reach some kind of accommodation with regulators, perhaps along the lines of rules that California’s Public Utilities Commission recently proposed, which would let Sidecar, Lyft, and Uber operate if they implement certain safety and driver regulations.” The Hillsborough County Public Transportation Commission should put consumer choice and opportunity first—to embrace safe, reliable transportation alternatives like Uber. Restricting competition and limiting options for Tampa residents will only inhibit future growth and economic success. Modern technologies require modern regulations. The PTC should take a common-sense approach to regulating ride sharing and signal to the rest of the state that Tampa is indeed an innovative and forward-looking city. Peer-to-peer businesses like Uber are nothing new.  eBay was the firth peer-to-peer business which has exhibited an extraordinary capacity to self-regulate.  eBay’s success is built on their on-line reputation of reviewing and commenting that rewards good behavior and outs the bad.  The same will be the case for the ride-sharing industry. Innovations like Uber will solve many problems politicians and regulators refuse to face.    With internet start-ups able to self-regulate, stringent laws to govern start-ups such as Uber and Lyft are unnecessary. Next up, driverless cars and RoboTaxi whereby a fleet of self-driving cars will pick-up commuters on demand.  It’s time to get with the 21st century.  Technology waits for no man. 

Electricity Costs Are Estimated to Increase by an Average of $528.67 Yearly.

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Proposed EPA Regulations Will Increase Electricity Costs on Small Businesses

NFIB Letter to Congress

National Federation of Independent Business
1201 F Street NW * Suite 200
Washington, DC 20004
202-554-9000
Fax 202-554-0496
http://www.NFIB.com
 

The Honorable Fred Upton, Chairman
Committee on Energy and Commerce

United States House of Representatives
Washington, DC 20515

January 28, 2014

The Honorable Henry Waxman Ranking Member
Committee on Energy and Commerce
United States Senate
Washington, DC 20515
 

Dear Chairman Upton and Ranking Member Waxman:

The National Federation of Independent Business (NFIB), the nation’s leading small business advocacy organization, urges the Committee’s support for H.R. 3826, the Electricity Security and Affordability Act, introduced by Rep. Ed Whitfield, during the upcoming markup.

Electricity costs are a prominent concern for small business owners. According to the NFIB Research Foundation’s 2012 Small Business Problems and Priorities, the cost of electricity was ranked number 12, ahead of other major problems like cash flow and poor earnings. NFIB believes the recent proposed rules by the U.S. Environmental Protection Agency (EPA) regarding greenhouse gases emissions from new power plants could cause electricity costs to rise substantially. The uncertainty regarding how the rules will affect the cost and availability of electricity stand to be an ongoing deterrent for small businesses to plan for expansion and job growth.

The proposed rules take a heavy-handed approach to regulating emissions of greenhouse gases. The Electricity Security and Affordability Act is a far more reasonable means of moving forward.

First, the legislation would require EPA to issue separate standards for natural gas and coal-fired power plants. Second, H.R. 3826 would require EPA to subcategorize the coal standard to account for the different properties of lignite coal. Third, the bill addresses uncertainty from the forthcoming rule on existing power plants by requiring Congress to set an effective date before the rule can go into effect.

NFIB strongly supports H.R. 3826 and urges the members of the Committee on Energy and Commerce to vote for its passage in the upcoming markup.

Sincerely,

Dan Danner
President and CEO NFIB

CC: Members of the Committee on Energy and Commerce

 

Defining a Small Business

Osmar_Schindler_David_und_GoliathLet’s face it, we are a small business, under 50 FTEs.  We’re no Goliath.  We’re not an Apple, a Google or a Microsoft.  We are a David, and to a degree, a family.  We actually make a difference.  People are our rocks and our products and services are our slings.
Today when technology changes in a blink of an eye, we would maintain the Goliath’s with the heavy armor and the shield may have the heavier burden. Every day there are new challenges.  The challenges we face with regard to technology, products and customers are also interwoven with life’s challenges.
Often they relate to challenges we face at home with our families and friends.  So how we perform as a business can affect how we perform at home.  In retrospect, if we are helping each other at work, we are helping each other at home.  More so than at a Goliath, we depend on each other. Everyone who works for a small business has to become a leader in some respect. We have to take a leadership role in order to insure our own success and that of others.  Where someone may be strong others may be weak.
It’s always a hard choice to make when we have work responsibilities that take time from family and friends.  These choices are not taken lightly.  We depend on each other.  Consequently there’s little room here for failure or mediocrity.  Isn’t that the way it should be? Many small businesses believed they could successfully run a business, make a fair profit, compete with the big boys and still provide a personal touch.  What a novel idea!

Small businesses have built their business predicated on personalized service.  They have survived the white box commoditization and low margins of off the shelf products and services and transcended the call center case number, whereby if your case number was called and a problem was solved it was like winning the lottery…”

Our work affects the people we are close to or have close ties with including our customers and fellow employees in a way much more intimately than in a large corporation.  Our customers and partners take a chance doing business with a David.  Each employee has the opportunity to help a small company succeed.  We see and hear from customers every day, instances where fellow employees are stressed out and still come through with a win. This is most often a collaborative effort. To put it in the right perspective…

Our greatest achievement is the relationships we have developed over the years with our customers, employees, partners and friends, of which many are synonymous. 

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