In Life, the Most Important Decisions Are Made Alone.

It’s easier to make the tough decisions if you know someone has your back. Loyalty is earned, not deserved.

We are experience!

My experience from a flailing and fledgling salesperson to the owner and CEO of a successful software company, the most important decisions you make, you make alone.

I’m not a life coach.  I’m not a marketing guru. I’m not a motivational speaker or social media guru.

I have nothing to gain by sharing my personal experiences, so I will spare you any hype. I just want to reinforce my own beliefs, that people can make a difference, if they are willing to open their minds and hearts, without prejudice.

Whether you are a family man or woman, a CEO of a multi-billion dollar corporation, if people depend on you for guidance, you are held accountable for the success or failure of others.  Therefore, you have to make decisions that affect other people for better or for worse. That is my definition of a leader, plain and simple.  You don’t have to be Bill Gates to shine or suck. Worse, you probably have less to gain by making the tough decisions, at least from a monetary perspective.

Others will pontificate as to what a leader is, what a leader must do and how a leader must act.  I don’t have time for all that and if you’re like me, neither do you.  The best way to describe how to deal with your life’s biggest challenges is to rely on your past experiences and your gut. Do something!

When it comes to crunch time, a leader must decide on their own and act accordingly.  You’ll no doubt, get plenty of advice, but no one is going to know better than you, what to do.  So there is nowhere to turn.  Ultimately you are the most qualified to make a decision that affects you and your loved ones.

You must make the most important decisions in your life, and make those decisions on your own.  Sorry Doctor Phil.  This isn’t a TV show.  This is real life.  The same holds true in business.

When the time comes no one wants to make the important decisions for you.  Don’t get me wrong.  You will get plenty of advice.  “If I were you…” “You should…”  “You could…” “You might…” Later on, after the decision has been made, you will summarily receive the same words, only in different context.  “If it were me…” “I would have…”  I could have…”  “I would have…

I am sure you have heard these expressions as well, “It is lonely at the top.”  It matters less your stature in life.  It matter most, the decisions you make based on the challenges you face.  Trust me, from a person of experience, the most difficult decisions you have ever made and the most important decisions you will ever make, will be your decisions alone.

We are experience.  Small business owners are the lifeblood of free enterprise. Their heart is still beating.  Their soul is intact.  They epitomize what comprises the backbone of our country.  They are the chief cook and bottle washers; the real risk takers.  Small business owners are essential to the future success of the US economy. 

Small business owners are the spine that stands up and remains strong in the face of diversity, against ever increasing government regulations, against subsidies to big union, subsidies to big businesses and big government.  Small businesses must prevail if we are to remain strong and maintain our leadership position in the world economy. 

We need to lift our voice above the fray.  We need to unite. We need to be heard, above the voices of the mainstream media, the politicians, above the voices of divisiveness and hate, above the voices of fear and doubt. It is time to come together.  The future is now.  The future is no longer an individual choice and your choice alone.  We need to unite. Let’s make some noise.  Let’s take a stand.  What are you doing to preserve the American dream?  Email me: ideacapiltalists@gmail.com

 

 

Florida Senate to vote on INCREASING DAMAGES in Tort Cases

TAKE ACTION ON SMALL BUSINESS ISSUES IN FLORIDA. Be the voice of small business and make your voice heard with your elected officials in the Florida legislature.

Tomorrow, the Florida Senate Rules Committee is set to vote on SB 334, related to prejudgment interest.  The State Senator where your business is located sits on the Rules Committee and is expected to vote on this critical small business issue tomorrow.

SB 334 allows interest to be charged on damages, attorneys’ fees, and court costs from the date the injury or tort occurred, not from the date the damages were awarded. Delays in the legal system, which might not be due to the defendant, will only further drive up the cost of personal injury lawsuits against small businesses. This will cause more companies to be forced to settle to avoid increased legal costs as a result of additional interest. .

This legislation is bad for Florida’s businesses because the bill:
•           Increases the cost of personal injury lawsuits, which is already a significant cost to small businesses, by charging interest before a legal decision has been rendered.
•           Forces more companies to settle, despite the merit of the claim, to avoid paying interest for ongoing litigation.

Vote NO on Senate Bill 334.

 

Gay Rights, The Affordable Care Act and This Bald Eagle

11390065_1620299788225300_8909913669019005123_nThis latest meme (left) from Obama supporters is special… I say congrats to the classless Obama supporters.

Gay rights? It was happening state by state to its logical conclusion anyway. Meh… No need for the heavy hand of the SCOTUS. Personally. I’m going to miss the parades.

Those applauding our SCOTUS and the POTUS, obviously don’t run a small business or care about what’s really going down.

There are more families today in poverty than when Obama took office 7 years ago (5.5 Million more). This despite more jobs. Obviously more jobs means LOWER paying jobs.

The federal debt owed to the public has more than DOUBLED under Obama, rising by 103 percent. Nothing to gloat about.

You can high-five the employment numbers all you want, but the costs are high. I fear, for my children’s future, which is Greece. There are more people insured under Obamacare, but the cost is high. Most are subsidized or on Medicaid and the costs are unsustainable. Who gets hurt, small business and the middle class.

A case in point… we have 42 employees. We pay 100% of our employees health and dental benefits. Since the ACA was enacted, despite submitting to higher deductibles every year, our premiums have risen over 30%, 12 1/2 percent this year alone. Consider the competition is going from five major carriers to three, the future is not bright for small business healthcare cost. Just the facts.

I’d say this bald eagle is more a symbol of an endangered species, small business, rather than a symbol of America’s greatness. High fives all around to the Obama supporters!

Why I hit the Lottery…

Lottery-winner_parking_spots_at_the_Atlantic_Lottery_Corporation_(2009)I’ve hit the lottery (see below), but not for the reasons to which our President and his heir apparent, Hillary Clinton espouses. I’m a small business owner. I started a business 27 years ago and we’re still here. According to the president, it must be dumb luck!

The president thinks hard working people who make a lot of money have won the lottery. Obama says, “If we can’t ask for society’s lottery winners for that modest contribution, then really this conversation is all for show,” he told the Catholic-Evangelical Leadership Summit.

This latest on successful businesses, coupled with Obama’s well worn rhetoric, “If you’ve got a business, you didn’t build that. Somebody else made that happen.” referring to private businesses being dependent of big government is daunting to hard working small business owners, to say the least.

Why I hit the Lottery…

I want to get up in the morning.

I have a spouse and family whom I love and they love me.

Through hard work and healthy living we are well and we want for nothing.

I am a Christian, There is a God. I have my faith.

I’m living free, in the greatest country in the world, the United States of America.

I find great joy in giving generously, to charities and other great causes.

I’m proud of my accomplishments. Like most small business owners, I create and grow good paying jobs.

I believe in the human spirit and American exceptionalism. Despite many setbacks over time, there have been more wins.

I believe most people are inherently good.

Job creators, entrepreneurs, and business owners who are successful should not be demeaned by our President. He implicitly associates success with the cause for income inequality and racism.

In a Forbes article as a point of reference, it says small, entrepreneurial firms account for two-thirds of the job creation in the economy. Venture-backed firms contribute 11% of U.S. private sector jobs and 21% of GDP, and high-tech firms are a mainstay of U.S. exports.

As a taxpayer, I’d be much more receptive to Obama’s argument if there wasn’t so much wasteful spending, abuse of power, and inequity in big government. Pick your department. Start with the Department of Veterans Affairs.

Government Logic

Who's on First?

Who’s on First?

Email “Understanding unemployment” Author Unknown

COSTELLO: I  want to talk about the unemployment rate in America

ABBOTT: Good Subject.  Terrible Times. It’s 7.8%.

COSTELLO:  That many people are out of work?

ABBOTT: No,  that’s 14.7%.

COSTELLO: You just said 7.8%.

ABBOTT:  7.8% Unemployed.

COSTELLO:  Right 7.8% out of work.

ABBOTT: No, that’s 14.7%.

COSTELLO:  Okay, so it’s 14.7% unemployed.

ABBOTT: No, that’s 7.8%.

COSTELLO:  WAIT A MINUTE.  Is it 7.8% or 14.7%?

ABBOTT: 7.8%  are unemployed. 14.7% are out of work.

COSTELLO: If  you are out of work you are unemployed.

ABBOTT: No,  Congress said you can’t count the “Out of  Work” as the unemployed.  You have to look for work to be unemployed.

COSTELLO: BUT THEY ARE OUT OF WORK!!!

ABBOTT: No, you miss his point.

COSTELLO:   What point?

ABBOTT:  Someone who doesn’t look for work can’t be counted with those who look for work. It wouldn’t be fair.

COSTELLO: To whom?

ABBOTT: The unemployed.

COSTELLO: But ALL of them are out of work.

ABBOTT: No, the unemployed are actively looking for work. Those who are out of work gave up looking and if you give up, you are no longer in the ranks of the unemployed.

COSTELLO: So if you’re off the unemployment roles that would count as less unemployment?

ABBOTT:  Unemployment would go down. Absolutely!

COSTELLO: The unemployment  just goes down because you don’t look for work?

ABBOTT:   Absolutely it goes down. That’s how it gets to 7.8%. Otherwise it would be 14.7%.

COSTELLO:  Wait, I got a question for you. That means there are two ways to bring down the unemployment number?

ABBOTT: Two ways is correct.

COSTELLO:   Unemployment can go down if someone gets a job?

ABBOTT:   Correct.

COSTELLO: And unemployment can also go down if  you stop looking for a job?

ABBOTT:  Bingo.

COSTELLO: So there are two ways to bring unemployment down, and the easier of the two is to have people stop looking for  work.

ABBOTT: Now you’re thinking like an economist.

COSTELLO: I  don’t even know what the hell I just said!

ABBOTT: Now you’re thinking like a politician.

In Life Too Often, It’s the Tail Waggin’ the Dog

100_0003 (2)I love the beat of Cody’s tail wagging against the floor, against the door, against the wall, against the bed he is lying on.  I’m not sure whether it will be Cody’s heart that gives out before his tail stops wagging.

Cody’s my 10 year old chocolate lab.  We’re kinda attached at the hips.  He goes to work with me every day.  He goes to work most days, I am out of town on business. I now have a ramp he uses to load up into the back of my SUV.  It is a ceremony.  He’s not fan of the trip up.  I’ve employed what is best to describe as a soft suitcase I wrap him in, to coax him up the ramp.  He’s frantic, so there’s always a treat waiting for him.  Upon arrival, and his descent, he reminds me of an arriving dignitary, including the obligatory pause for photo ops, before his parade trip down the ramp.

Cody knows when it’s time to go to work.  He knows when it is time for his 10 and 4 o’clock walks.  He knows he goes to North Park in the AM and he knows he tours the office park in the afternoon.

Most important he knows when it is time to go home.  Dinner!

If you ask him to change his routine, you meet with the stubbornness of a 100+ lb. dog, who knows who’s in charge.

He knows when the UPS truck arrives.  He knows the drivers.  He knows whether to expect a biscuit or a good rub.  The drivers know him, too.  After all, “What can brown do for you?”

You might say Cody has it made.  Even before you see his beds at home or the leather sofa he spends an increasing amount of time on at the office, but there’s a point to all this dribble. So bear with me.

Cody’s hips are giving in to father time, so he’s getting laser to strengthen his shoulders and flanks.  If it works for him, I’m next in line.

Cody now goes to bed before Terri and I do.  Both of us cracked a smile and laughed the first time he left us to head for bed.  Now we know Cody has more common sense than we do.

A former neighboring business owner had a 10 year old white lab named Jack.  Like Cody, he came to work with his owners each day.  Jack died suddenly.  We were commiserating when Jack’s owner said to me, “give Cody a good back scratch for Jack.”

When I scramble to meet a deadline, decry the political theatre, grouse over a lost order or worry about where the next dollar is coming from, all I have to do is look to my friend.  He’s most often at my feet.

I am reminded.  I have so much to live for, why not make things right in this messed up world?  The solution?

Everyone should get a good tummy rub and a nice back scratch every day.  Cody does.

In Life Too Often, It’s the Tail Waggin’ the Dog

100_0003 (2)

Cody as a puppy with my wife Terri

I love the beat of Cody’s tail wagging against the floor, against the door, against the wall, against the bed he is lying on.  I’m not sure whether it will be Cody’s heart that gives out before his tail stops wagging. 

Cody’s my 10 year old chocolate lab.  We’re kinda attached at the hips.  He goes to work with me every day.  He goes to work most days, I am out of town on business. I now have a ramp he uses to load up into the back of my SUV.  It is a ceremony.  He’s not fan of the trip up.  I’ve employed what is best to describe as a soft suitcase I wrap him in, to coax him up the ramp.  He’s frantic, so there’s always a treat waiting for him.  Upon arrival, and his descent, he reminds me of an arriving dignitary, including the obligatory pause for photo ops, before his parade trip down the ramp.

Cody knows when it’s time to go to work.  He knows when it is time for his 10 and 4 o’clock walks.  He knows he goes to North Park in the AM and he knows he tours the office park in the afternoon.

Most important he knows when it is time to go home.  Dinner!

If you ask him to change his routine, you meet with the stubbornness of a 100+ lb. dog, who knows who’s in charge.

He knows when the UPS truck arrives.  He knows the drivers.  He knows whether to expect a biscuit or a good rub.  The drivers know him, too.  After all, “What can brown do for you?”

You might say Cody has it made.  Even before you see his beds at home or the leather sofa he spends an increasing amount of time on at the office, but there’s a point to all this dribble. So bear with me.

Cody’s hips are giving in to father time, so he’s getting laser to strengthen his shoulders and flanks.  If it works for him, I’m next in line.

Cody now goes to bed before Terri and I do.  Both of us cracked a smile and laughed the first time he left us to head for bed.  Now we know Cody has more common sense than we do.

A former neighboring business owner had a 10 year old white lab named Jack.  Like Cody, he came to work with his owners each day.  Jack died suddenly.  We were commiserating when Jack’s owner said to me, “give Cody a good back scratch for Jack.”

When I scramble to meet a deadline, decry the political theatre, grouse over a lost order or worry about where the next dollar is coming from, all I have to do is look to my friend.  He’s most often at my feet.

I am reminded.  I have so much to live for, why not make things right in this messed up world?  The solution?

Everyone should get a good tummy rub and a nice back scratch every day.  Cody does.

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