Got Wood?

We have MoveOn.org in support of Occupy Wall Street.  Well what exactly do they do now?  Move On or Occupy?  Occupy or Move On?

Just for fun let’s look at these two organizations thinking M&A?  Which law firm would represent them?   Think IPO.  Which Wall Street firm would they choose? 

I tried to figure out which of these movements or occupations is best to follow.  Honestly, I’m not sure.  They both have valid arguments and serious flaws, like how they hurt small business.

A merger between MoveOn and Occupy could be a lesson to Microsoft and Yahoo, like oil and water.

If you go on the Move On website there are too many Move this and that movements to follow.  If you try to understand the Occupy this city, that State or country’s position, well… it gives one pause.  So we’re at a standstill.

So to get this impasse, one would assume most activists would prefer movement to being at a standstill.  Going nowhere is boring.  Rhetorically speaking one could say both MoveOn and Occupy Wall Street are consistently incongruous and therefore not helpful? 

What one can be sure of is whether they are moving on or standing still, neither position is creating jobs. 

“Back in the day sonny” he croaks, from his Easy Boy recliner, “when all we knew was black and white, if we needed to make a point, we did it in a demonstrative, albeit sometimes incoherent fashion.”  Think Woodstock.  Joe Cocker’s With a Little Help from My Friends was a classic Joe Biden sound bite.  Incoherent!  Just kidding Joe!??  No need to insult anyone?

So one can’t help but ask, “Who’s Got Wood?”   Woodstock?  A cause expounding peace and love that resounded worldwide over a single weekend or Occupy Wall Street that makes us wish Jimmy Hendrix was still singing “Hey Joe” to Joe and Joe was heading for Mexico.  You decide.

Woodstock.  1969.  Made into a movie.  Not a Michael Moore movie.

A movie that will live on in history.  Why?  Almost all of these people now have good paying jobs.  Most of them pay taxes.  Yes, some are dead, surprisingly fewer than one would think, like artist Keith Richards, the wrinkly rocker from the Rolling Stones.  OK, he wasn’t even there and surprisingly, he’s not dead.

These peace loving folks went home after a long weekend of demonstration and made a difference for America.

Most folks here in America and around the world applaud Occupy Wall Street for making a statement.  We hear you.  We hear all of you.  You can make a difference, just not standing still.  Not anymore. Now you are hurting the same people you should be trying to help, job creators.  Small business people.

Take all the creative energy you have and do something positive.  Like in the movie “Pay It Forward.”

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Herman Cain: The Next Sarah Palin

Herman Cain

I’m am and I have been a Herman Cain fan for some time now.  Like many of his fans, I underestimated him.  I still worry he will be destroyed by the liberal media….

Recently I attended the debate in Orlando and CPAC.  Herman Cain was a Fairtax.org proponent, now he has his own plan, called the 9.9.9 Plan.   

Herman Cain has spoken to everything small business owners are passionate about.

I predict he is going to be the next Sarah Palin with regard to the liberal media.  He’s already being called a racist (on CNN this evening– Anderson Cooper 09/29/2011).  See my first Blog post regarding Herman Cain: We Need More “Idea” Capitalists to Bailout this Economy

I predicted this type of treatment by the liberal media.  Cornell Belcher, on the Anderson Cooper Show repeatedly called Cain a racist and a bigot.  Anderson Cooper, who frankly appeared lost for words and dismayed, said nothing to dissuade the man.  You would think Cooper, an outspoken gay rights proponent, would have the courage to say something?

Then there’s Janeane Garofalo To Keith Olbermann: ‘Herman Cain Hides The Racist.  (scroll down the page for the video). You don’t want to miss this.

Soo…. if you like Herman Cain, you must be a racist and a bigot, too.  At least you’re not a terrorist!

So I say, “Herman Cain for President!”

Did I mention I’m an Irish-German Catholic?  So I must be angry, love to drink and think I can sing and dance!

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Resources | House Small Business Committee

Small Biz Open Mic – Check it out.

Resources | House Small Business Committee.

We Need More “Idea” Capitalists to Bailout this Economy

“An idea is only worth it’s execution.”

We need more people with imagination running this government and this economy, but they need to be “idea capitalists.”  You don’t have to be a poet, a writer, a painter or movie producer too be an idea capitalist.  If you have a good idea, you can be a grinder, maybe even a lone wolf.  If you’re prideful, maybe to a fault, you can be an idea capitalist, one who capitalizes on their own ideas.

Idea capitalists do whatever it takes to execute on their ideas.  The idea capitalist, the grinder, the small business person, is more likely to survive upticks and downturns in the economy.

Herman Cain is an idea capitalist. He is a grinder. Given the opportunity he will be successful in helping the US create jobs, lower the deficit and increase our global competitiveness.

Herman Cain

The mainstream media and self-serving politicians contribute to idea capitalist’s genocide.

MSNBC pundits who have never had an original idea in their lives, interviewing (baiting) Herman Cain about his 9.9.9 proposal dismissed his ideas with the age old adage that assumes “poor people” spend more of their income on consumer goods than rich people therefore a national sales tax is a burden on the poor.  They have deep-sixed the FairTax too.  They haven’t researched the FairTax proposal otherwise they would know that FairTax offers rebates to lower income people who are FairTaxed.

The real answer is to increase small business competitiveness in a global economy. The Obama administration wants to spend billions more on infrastructure. More about this soon in a new post titled “Missing the Byte”, a play on words.  In fact we are ”missing the boat” when we, as a country, are investing more in the “asphalt highway”, in roads and rail than in new technology, the” information highway” which is an investment in our future competitiveness in the global marketplace.  Check out my post, India Gets IT.

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Old millionaires should pay more taxes!!!

You’re absolutely right Mr. Buffet!

Caution!  This is what the government does to old money!

If you are an old millionaire and all you’re doing is making money, you should pay more taxes.  Send your check here.

The problem is there are many up and coming millionaires that are making products, providing services and creating jobs.  They should be paying less taxes than they do today.  They should be investing their income in products, services and jobs.

On the other hand, there are many millionaires that aren’t making money.  They’re making jobs.

With all due respect to a man, no, an institution for free enterprise Mr. Buffet, you have lost your way.

When I say old, I’m not disparaging your age.  I’m only calling attention to the problem at hand. The government wastes our tax dollars.  Point to one venture the government has undertaken that makes money with our tax dollars and I will stand corrected?

Let’s tax what you spend!

Take your money and run the other way!  Invest it in free enterprise and all you will see is progress, more jobs and a healthier economy.

Your letter to the public calls for millionaires like yourself to pay more than twenty (20%) percent of your income, in taxes.  No problem!  If Congress and the President get behind the Fairtax, you’ll be able to put your money where it should be, taxed fairly…

Why don’t we see more politicians, the media and fair-minded people like you talking about Fairtax.org?

In fact, you should take Fairtax up with our President?

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A Suggestion On How The Government Could Help The Housing Industry

The housing glut has the entire economy in handcuffs!

Here’s a great approach to get the folks who “deserve” the American Dream a chance!  This proposal from Blair Rugh at Trinovus is a government stimulus plan that will work! 

A Suggestion On How The Government Could Help The Housing Industry

by Blair Rugh

I have a suggestion on how government could help the housing industry. I am reasonably confident that neither President Obama, his economic advisors nor members of Congress read this weekly newsletter. But when you write something that has a reasonable circulation you never know where it will wind up, so here goes.

Three facts we know for sure. (1) The U.S. housing market is in the dumper. Some areas are worse than others, but no area has been unaffected. (2) The volume of foreclosures has harmed low- and middle-income borrowers, particularly African- Americans and Hispanics disproportionately. Many of the people foreclosed upon had no significant asset other than their home. (3) The provisions of the Dodd Frank Act relative to underwriting requirements and loans that can be sold in the secondary market, market conditions and enhanced regulator scrutiny and criticism of all lending will make it much more difficult for future borrowers to get a loan. For good, bad or indifferent the actions of the government and the regulators make it significantly more difficult for the housing industry to recover. Until it does, it will be difficult for the economy to recover.

There are a lot of qualified people who still have a job and can afford a reasonable payment on a home but cannot or will not be able to purchase one because they do not have the down payment. In today’s world, for a working class family, it is virtually impossible to save enough for a reasonable down payment. The husband and/or the wife may both have stable jobs and a stable income but saving the $20,000 or $30,000 required to make a down payment that will qualify them for a loan that they can afford is almost out of sight. Today’s housing prices are as low as they have been in the last 10 or 15 years. If we can just get qualified people into the system, it would be a great advantage for them and if we can deplete the nation’s housing inventory at the same time it would be a great boon to an economic recovery.

Let’s lend qualified borrowers a reasonable down payment on a home purchase, say a maximum of $20,000. Were it mine to do, I would make it available only to persons who do not presently own a home. The goal is to deplete the existing housing inventory, which is not accomplished if someone who owns a home is just moving up. Second, I would limit it to homes that were built before a specified date, say June of this year. The purpose of my plan is not to spur new construction directly. That will happen if the existing inventory of vacant housing is depleted. I would not have the federal government do it directly as I am not sure at this point if the federal government can do anything efficiently. I would have the federal government provide block grants to the various states depending on each state’s inventory of vacant homes.

I would grant the homebuyer a loan that would be secured by a junior mortgage on the home. The mortgage would not bear interest in the initial years and then after a reasonable period of time would require interest at some reduced rate. The loan would be payable upon the sale or transfer of the property or at some reasonable time in the future, say 10 years after it was granted. That should provide the homebuyer sufficient time for the housing market to recover its value and to reduce the first mortgage so that refinancing is achievable.

If 100,000 people qualified for the program, the government outlay at the maximum amount of $20,000 per loan would be $2 billion. While that is a lot of money to anyone I know, the federal government seems to treat it as you and I treat pocket change. And more to the point, it is not an expense of that amount as if properly handled the bulk of the money will be eventually repaid. What I suggest has to be refined and better thought out, but I think it is a viable solution to the housing mess. Moreover, it will put qualified people into housing that they can afford. I am generally pretty conservative and against any government assistance programs. I don’t like social security, Medicare, food stamps or anything similar to those programs. I think government should provide everyone an equal opportunity and then let the chips fall where they may. In this instance, however, the government created the problem so I think it takes a government program to hasten the recovery. The purpose of the program is not to provide relief to anyone but to rescue the housing industry. If it has a collateral result of helping people that is even better. I know you can improve on what I suggest. Add your improvements, and if you think it is a good idea make your representative or senator aware of it.

Threadbare – Not just a pretty face – Reg update

Reg Update – Resume

Reg’s story Threadbare – Not just a pretty face.

Jobs in the retail profession and clothing business remain scarce in Atlanta.  I recently spoke to Reg who was taking an OSHA class for his not so temporary job.  He had taken a “temporary” supervisory job in construction to help with the Lepper household cash flow.  That was almost three years ago.  It requires a hard hat and steel toed boots.  Hartmarx evidently, doesn’t sell steel toed boots.  He bought the boots from Wal-Mart – $19 bucks.

There are blisters on every toe.  He’s up at 5 AM.  It takes an hour  to get to the job site.

It’s 6:45 PM,  so he’s just getting home now.

I hear some of our Congressmen and women are complaining about the hours they’re spending away from home and now they are complaining about how much they make.  They’re getting a steady paycheck and Cadillac benefits.

They won’t pull this economy up by it’s boot straps.  Reg and people like him will.

Maybe they need a swift kick in the keester from those boots I’m talkin’ about.

Maybe they should just go home and be with their family?

Meantime, Reg has been and is actively looking for work.  Sending out his (click on the link to Reg’s “resume“) doing  job interviews, volunteering his time for Career Ministry and consulting their members regarding many aspects of their search for new opportunities and careers.

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